An SBA loan is a government-guaranteed small business loan that has a long term and a low interest rate. The Small Business Administration (SBA) is the government agency that partially guarantees SBA loans and was founded in 1953 to support small business owners across the United States.
The most common misunderstanding about these loans is that the agency lends money directly to small businesses. However, the agency does not typically make direct loans. The SBA provides a guarantee on the loan, promising to reimburse the bank for a certain percentage of the loan if there is a default. This guarantee lowers the risks to lenders, encouraging them to offer these loans to more American small businesses.
Commercial Real Estate $500,000 - $5 million
Debt Refinancing / Working Capital $30,000 - $350,000
Speak to one of our Funding Consultants by calling 720-650-6313 or apply online. We will discuss your options that best meet your business goals.
Fill out our simple one page application and provide the requested supporting documents and our underwriting department will begin working on your approval.
Upon approval, your money will be deposited directly into your business bank account This process can take up to several weeks to complete depending on the borrowers situation.
SBA loans through are for financially healthy borrowers. Most businesses can qualify for these loans if they’ve operated for at least two years with good credit, have no recent bankruptcies or foreclosures, and have cash flow that is sufficient to make the monthly payments throughout the life of the loan. The actual approval requirements will depend on the individual lender and factors such as your business revenue, cash flow and credit scores.